Fig 1. Success Story

Prosper Couple Goes From -$400 to +$334 Each Month After Debt Coaching!

I'm not real sure how to do this e-mail, so here goes nothing. Before we signed up with John Cummuta, We were like probably a million other couples, head over heals in debt and living beyond our means. Living from one paycheck to the next. Wondering what we had done wrong. Thinking that retirement would not happen for us, we would have to work until we died.

Before we joined the program, we had a negative cash flow of approx. $400.00 a month. We were digging, but we were going farther under than we were getting ahead.

Then we heard John Cummuta’s radio commercial, and decided to call for the free tape. After listening to the tape we decided to call for more info. After hearing about the program, we decided that it was what we needed. Someone to help guide us into another way of thinking and to guide us into financial freedom.

We have been with the program 6 or 7 weeks. In that time we have went from a negative cash flow of about $400.00 a month to 334.00 disposable income.

Thanks to you coaching us about how to reduce some of our spending. Giving us ideas about how the future should look for us and how to accomplish our goals and dreams.

WE have determined that to be debt free will take us approx. 12 years. We are hoping to work hard and reduce that down to approx 7 or 8 years. WE are starting by taking 225.00 of our disposable income and putting it toward one of our credit cards. That should take us approx 9 mo. to pay that one off. Then we start working on the other cards and debts one at a time using the amounts that we used to pay off the first debt and rolling into the next one. When Robert works overtime, we are planning to take that extra money and apply it to the bill we are working on at the time. That should help us get out of debt sooner, hopefully a few years sooner.

Thing are a little less stressful for Robert as he doesn’t seem as uptight about money and he can relax knowing that the money we do make is going to get us out of debt, and he will in fact be able to retire before he dies, and we will actually be able to have the income to enjoy it.

At this point in time we are not exactly sure what we want to do after we retire, but at least we won't have to worry about money, eating cat food and crackers, or depending on our children to make ends meet. Whatever we want to do we will just "GET R' DONE"

Bob & Rhoda R.